What is Covered California?

Covered California was created through the Affordable Care Act. If you live in California, you can apply directly for a health plan on Covered California's website or by calling them. They offer metal plans (Bronze, Silver, Gold, Platinum) as well as catastrophic coverage from a variety of health plan companies. When you apply, you’ll also find out whether you’re eligible for the state’s Medi-Cal and CHIP programs.

Find the Care You Need Based on Your Needs.

Covered California health insurance plans — and all health plans in the individual and small-group markets — are sold in four levels of coverage: Bronze, Silver, Gold and Platinum. As the metal category increases in value, so does the percentage of medical expenses that a health plan covers compared with what you are expected to pay in co-pays and deductibles.

Bronze

Monthly Premium

$

Out-of-pocket

$

Silver

Monthly Premium

$

Out-of-pocket

$$

Gold

Monthly Premium

$

Out-of-pocket

$$$

Platinum

Monthly Premium

$

Out-of-pocket

$$$$

How Do I Apply?

It's easy. Apply on our website and get free, confidential help by phone or in-person at one of our locations throughout Los Angeles and Orange Counties.

Covered California and Medi-Cal use the same application. This means that once you apply, you’ll find out which program you qualify for. Some households qualify for both.

Shop and compare plans in minutes.

Applying online takes about an hour from start to finish.

Be sure to have the necessary documents on hand before starting your application for a seamless enrollment process.

Have an enroller call you to get free enrollment advice.

Schedule a phone call with a certified enroller today.

Get ready for the call by making sure you have the necessary documents on hand.

Get started by filling out the online form.

Schedule an appointment

Or, call us now
(800) 630-5153

Speak to a certified enroller in-person for free today.

We have numerous locations across the Los Angeles and Orange County area, so you have many convenient options when it comes to getting enrollment assistance.

Make an in-person appointment to get free help signing up for a plan.

Ready to make an appointment?

Find an Enrollment Center

We are also open for walk-ins
Monday - Friday 9am - 6pm

View Locations

Apply Online

Shop and compare plans in minutes.

Applying online takes about an hour from start to finish.

Be sure to have the necessary documents on hand before starting your application for a seamless enrollment process.

Apply By Phone

Have an enroller call you to get free enrollment advice.

Schedule a phone call with a certified enroller today.

Get ready for the call by making sure you have the necessary documents on hand.

Get started by filling out the online form.

Schedule an appointment

Or, call us now
(800) 630-5153

Apply In-Person

Speak to a certified enroller in-person for free today.

We have numerous locations across the Los Angeles and Orange County area, so you have many convenient options when it comes to getting enrollment assistance.

Make an in-person appointment to get free help signing up for a plan.

Ready to make an appointment?

Find an Enrollment Center

We are also open for walk-ins
Monday - Friday 9am - 6pm

View Locations

What do I Need to Apply?

Social Security Numbers

For applicants who have them.

Federal Tax Information

For the applicants who file taxes.

Immigration Documents

For non-citizens.

Employer and Income Information

For everyone in your family.

Get coverage within 60 days of major life change.

You can apply for coverage through Covered California at any time if you experience a qualifying life event.Medi-Cal enrollment is year-round, and you don’t need a life event to apply.

Lost Job

You turn 26 years old and are no longer eligible for a parent’s plan.

One or both members of the new couple can use the special-enrollment period to enroll in coverage.

Change of Household Size

Your household experienced an exceptional circumstance, such as the 2020 California wildfires.

Released from Jail or Prison

  • You are already enrolled in a Covered California plan and become newly eligible or ineligible for tax credits or cost-sharing reductions.
  • You are already enrolled in a Covered California plan and you lose a dependent or lose your status as a dependent due to divorce, legal separation, dissolution of domestic partnership, or death.

  • You lose your employer-sponsored cover- age.
  • Your COBRA coverage is exhausted. Note: Not paying your COBRA premium is not considered loss of coverage.
  • You are no longer eligible for student health coverage.
  • You turn 19 years old and are no longer eligible for a child-only plan.

  • You move to California from out of state.
  • You move within California and gain access to at least one new Covered California health insurance plan.

  • A child is born, adopted or received into foster care. The entire family can use the special-enrollment period to enroll in coverage.
  • If you receive a child in foster care, you will need to indicate “adopted a child” in the drop-down menu when you apply.

Read more about this qualifying life event.

Read more about this qualifying life event.

You have lost coverage after leaving active duty, reserve duty, or the California National Guard.

You become a citizen, national, or permanent legal resident.

See the full list of qualifying life events.

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