May 13, 2021
Open Enrollment is the annual period you and your family can enroll in health insurance plans through Covered California. During this time you can purchase a health insurance plan, switch to a new plan, add family members, or apply for subsidies to help pay for health insurance.
When Is the Open Enrollment Period for Covered California 2021-2022?
The estimated dates for Open Enrollment for Covered California begins on November 1, 2021 and continues until January 31, 2022.
What if I want to apply and it’s not Open Enrollment?
The only other way to buy an insurance plan outside of open enrollment is to qualify for special enrollment. This time frame is called the Special Enrollment Period (SEP). This exception allows you to apply for health insurance if you’ve had certain qualifying life events, such as:
Note that you won’t be eligible for special enrollment if you lost your previous health plan because you failed to pay your monthly premiums or if you voluntarily cancelled the coverage.
What are your options during open enrollment?
Depending on your current situation, you have the following options.
Which health insurance options don’t use open enrollment?
How much is Covered California?
How much does it cost to buy insurance through Covered California?
The cost of health insurance varies. The best way to get a quick estimate of the price you would pay is to use our Shop Plans Tool. The price is based on your estimated income for the coverage year, your ZIP code, your household size and your age.
If you are a low- or moderate-income Californian, you may get help buying insurance from Covered California through monthly subsidies that lower your premium costs so that you pay less for top-quality, brand-name insurance. The majority of our customers get financial help. Learn more about who qualifies for a subsidy.
Health Insurance Through Covered California Is More Affordable Than Ever
Thanks to the American Rescue Plan, Californians will get more help paying for their plan from the federal government, and even more Californians qualify for the new savings.
Before the American Rescue Plan, California helped people who made too much money qualify for the premium tax credit with a state subsidy. But the American Rescue Plan expanded who can get this help, covering everyone who has been receiving the California state subsidy.
What this means for you: You can get even more financial help now, and if you didn’t qualify for financial help before, you may qualify now.
Ninety percent of people who have enrolled with Covered California get financial help, and you could be one of them. You could even qualify for low-cost or free health coverage through Medi-Cal. Even if you’ve checked before, check again, because more than a million people could see more savings.
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